Analysis Of The Impact Of Profitability Financial Ratios As A Measure Of Effectiveness At BPR Surya Natapala For The Period 2021-2022

Abstract

This research aims to analyze the financial health of BPR Surya Natapala. In this study, the data used are the financial statements of BPR Surya Natapala for the period 2021 to 2022. The research method employed is a quantitative method with data collection from the financial statements of BPR Surya Natapala for the relevant period. Data analysis uses descriptive statistics based on the research results that have been conducted using profitability ratio calculations, namely gross profit margin, net profit margin, return on investment, return on assets, and return on equity at BPR Surya Natapala. With the analysis of profitability financial ratios, the health level and effectiveness of the banking company can be determined. It is known that the financial performance has improved each year in the last two years. So it can be concluded that the company's financial performance is in a "fairly good" condition.